There are some YouTubers that I would like to support but I've read some sketchy things about Patreon being inaccessible and locking users into never-ending payments. Thousands of customers have given us their trust. As a patron, you can receive great rewards in addition to supporting your favorite creators. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Behind the scenes, Patreon has also verified the card with the Card Networks and Issuing Bank, making sure its a valid card but doesnt charge it. There are a few ways to pay for Patreon without a credit card. Is it possible to use a prepaid card through PayPal for Patreon? I'm a noob when it comes to Patreon. So log on to PayPal, go to your Wallet, and add your prepaid card as a form of payment. If there is an issue with the PayPal funding source (i.e., the card on file has declined, or the bank blocks the charge), PayPal will decline the payment. Similar to PayPal needing a funding source, patrons need a payment method attached to Venmo to make the payment go through successfully. So what does that mean for you? Patron = Card Holder Patrons are the keepers of the cash, the power people with the credit/debit cards. Selecting your local currency during checkout To change your currency settings on a new pledge: When I go to do this, I get a message saying my card was declined. Patreon pushes to strong to get my credit card (even if I do not have one). Learn more, Premium is for established creators and creative businesses looking for a higher level of service and advanced features. To proactively defend creators from these violations, our Fraud Prevention team is here to catch these individuals. Well be rolling it out gradually as spots become available. Join 200,000+ creators changing the way their art is valued. Obviously this affects the people whose credit cards were stolen. There is an option on Patreon to "Pay with PayPal". Purchases you make through online payment services, such as PayPal or Google Pay will show up on your bank or credit card statement as the name of the payment service. Because it has a variety of additional features, including analytics and a subscriber system, a creator of this type will find it extremely beneficial. Patreon sends an email to the patron confirming they are now a member. Once Venmo is added via the app, patrons can use it as a payment method across all browsers and devices. We consider ourselves the fortunate and eager business partners to our creators, and were committed to being transparent as we work to get you paid on time, every month. Thailand-based consumers can update their payment method to Credit Card or Apple Pay. Our mission is to fund the creative class, but its also to keep you safe. The most common method of payment is to use an issued credit card linked to a bank account. Can I gift Patreon membership? Patreon also charges its users a commission of 9 to 12% of their monthly income, as well as a payment processing fee. Still, due to the number of players and decision makers involved from acquiring banks to card networks to issuing banks there can be situations that are out of our control. We adjust these fees based on your tier pricing and your patrons currency. Cookie Notice What does this mean for creators on Patreon? Pro is for creators who want to build a robust, thriving membership business with different benefits at different membership tiers, and who want more tools to help them grow their business. If you want to start collecting payments on Patreon, youll need to sign up for a Stripe account. This integration will be available soon, and it is currently in the development stage. You buy a card with money loaded on it. Do what you love in a way thats creatively and financially sustainable for both yourself and your community. Has anyone ever tried doing this and what was your experience? Step 5: The Card Networks relay the request to the Issuing Bank the bank connected to the patrons debit or credit card. Your money's safe Freeze and unfreeze your card instantly Generate digital cards for extra peace of mind. Every time a transaction is initiated, the Payment Cycle kicks into action: monies are requested then accessed or denied in seconds. Can I pay in Patreon.com without a Credit Card? I do want to support a couple creators but want to avoid a nightmare of never ending credit card charges. Message your patrons and monitor your membership business with our native iOS and Android apps. New comments cannot be posted and votes cannot be cast. *Creators get to choose how to charge patrons. Don't take our word for it. Scan this QR code to download the app now. Reddit and its partners use cookies and similar technologies to provide you with a better experience. We bill your patrons each month, and handle your patrons questions to ensure theyre taken care of. NO PROMOTION OR ADS ALLOWED! Your world to create. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Patreon has two payment processing schemes set up: The standard rate applies to all payments that are more than $3. You can use Patreon as a creator, YouTuber, or Podcaster to monetize your work. As we noted before, sometimes we have to investigate a creators account that has been affected by fraud, so we appreciate your patience during this process. The funds are then sent to your creator balance. Monthly direct debit payments mean fewer issues with expired cards. The Premium plan has a limited number of openings at this time. Another way is to use a service like Stripe. Archived post. Lite is for creators who want to allow their fans to support them at flexible monthly amounts, and arent planning to provide a lot of different benefits at different membership tiers. The micropayment rate applies to all payments that are $3 or less. When a customer or vendor deletes a subscription, the customer or vendor can use the Triggered Subscription to cancel the subscription. When I go to do this, I get a message saying my card was declined. Wed also like to explain some of the challenges that our Fraud Prevention team faces, and give you tips on how you can help us fight fraud from bad actors, so that we can make Patreon a safer place for everyone. 1999-2023 PayPal, Inc. All rights reserved. For all payments from patrons outside the US using PayPal there is an additional 1% surcharge. VPNs: People are concerned about watchful eyes so they use things like TOR or a VPN to hide their location. Patreon, PayPal & Prepaid Cards I've been trying to find out a way I can support my favourite creators on patreon without using my bank card. You will be notified if your order payment is not processed. How do I stop offering annual membership? Scan this QR code to download the app now. You can also use Stripe to process payments for other platforms, such as Kickstarter or your own website. If you want to receive payment, youll need to open a bank account. Die Karte lsst sich in jeder Station aufladen. Membership 101 | The 15 Best Practices To Launch and Grow Your Patreon Program [Video! When it comes to connecting, you have the freedom to do what you want. It seems direct payments from a prepaid debit card are forbidden. When a current subscribers trial period expires, a new subscription period is triggered three days after it begins. Die Suica Card. So, if you charge $10/month, Patreon will take $0.59, leaving you with $9.41. For more information, please see our With that in mind, how things work with PayPal transactions is that they always first attempt to use your PayPal balance, and then, if that has insufficient funds, they use whatever funding instrument (e.g. You can use it after youve identified your automation and activated it. Become a patron to. It's not on our roadmap right now, however, we're hoping to explore gifting patronage as a feature down the line. Diese Karte ist in ganz Japan anerkannt und dient nicht nur als Bahnticket, das Ganze funktioniert wie eine Prepaid Karte und wird an vielen Automaten und Geschften als Zahlungsmittel akzeptiert. Step 2: It's the first day of the following month, and monthly payment processing begins. Were working quite literally around the clock to make sure the payments experience is seamless for creators and patrons alike, and that creators are getting paid on time. US Patrons can add their Venmo account through the Patreon app. This makes it difficult for Patreon to tell the difference between good actors and bad actors. Make more of what you want to make, and less of what gatekeepers and algorithms require you to make. Wed like to tell you more about what our Fraud Prevention team looks for and the kind of things that fraudsters do on Patreon. Locked post. We submit payment through Apple Pay and send it to your creator balance. PayPal requires a bank account and/or credit card. Source:https://patreon.zendesk.com/hc/en-us/articles/115001917686-Why-do-I-need-to-add-a-credit-card-for-Pa 1999-2023 PayPal, Inc. All rights reserved. You might not be able to use any of the different services in your country or have heard that you can get your payout through a credit or debit card rather than a bank. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Everything you need to know about chargebacks (and what you can do to help us respond to them), Patreons stance on raffles, lotteries and giveaways. By letting us know about suspicious activity from patrons on your creator page, youre doing two things. You are viewing the PayPal Community Archives. This whole flow is dictated by Paypal, and isn't something that we can change currently. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Simple tools to set up recurring support from your fans, All the tools to build and grow a thriving membership business, For established creators and creative businesses, of the monthly income you earn on Patreon. NO PROMOTION OR ADS ALLOWED! By connecting Patreon and Stripe, you can make more money by connecting your Stripe account to your Patreon account. Has an engaged audience of at least 100K followers on a social platform. PayPal can be used as a payment method by allowing you to use it for your Patreon memberships. The platform allows patrons to make donations in a variety of ways to support small-scale content creators and artists. Leave the Archive. Is it possible to link a prepaid card to paypal and pay on patreon that way? You can buy prepaid cards at many stores and online. Once successfully processed, the funds will be available for withdrawal on your. Step 6: The Issuing Bank agrees to the request and releases the funds, or doesnt. Down the line,we hope to provide even more options for patrons to pay creators on Patreon. Now, when you visit another retailer and check out through PayPal, it should list the card as a payment option and everything should go through. New comments cannot be posted. The patron should resolve the issue with their Apple Pay account. Well be the first to acknowledge that processing payments is a complex operation, but were here to streamline the experience for creators and patrons alike. Then funds are sent to your creator balance. 162. If the card on file was added from a deactivated device, or there aren't enough funds on the funding source, the patrons payment will decline. The funds (minus fees, including those that are required to cover each step of the Payments Cycle) go into the creators balance and can now be accessed and withdrawn. This method of obtaining a loan doesnt require you to open an account; you simply follow the instructions to obtain a loan. Its completely free to get started. Well use your PayPal wallet funding source when we process your payment(s). Once the Issuing Banks have approved or denied charges, and Payment Cycle has delivered that information back to Patreon, we work on both approved and denied charges, trying to get creators paid as quickly as possible. For instance, bad actors sometimes use stolen credit cards to gain access to creator benefits. Thanks in advance. Depending on your device and location, we accept payments via PayPal, Apple Pay, Venmo and the following cards: Visa Master Card Explore JCB Diners Club 3DS Do you accept prepaid cards? Its important to note that, to stop fraudulent money from leaving Patreon during this review process, your ability to pay out will be frozen until the matter is resolved. We do not currently accept prepaid cards. Our team thinks through what the optimal time is to retry transactions, and we keep at it throughout the month, trying to get creators paid. Fraudsters often try to use stolen credit cards to steal creators money, content, or sometimes both. For a limited time, you can get started for free. For more information, please see our Every player has a different sets of rules, and each has the authority to decline transactions at any time, for various reasons. These memberships are powered by a monthly recurring online payment model*, which we manage for creators. ], Figuring Out How Much You Might Make on Patreon, we are actively improving systems all the time. And, to simplify payments for patrons, we make it easy to charge all of their pledges to creators at once, and patrons receive a detailed receipt capturing each payment to every creator they support. You can begin by selecting the triggers and actions on the list below. and our Continue reading. Unfortunately, theres the possibility of fake patrons using stolen credit cards. We only receive a small percentage once you start earning on Patreon, plus an industry-standard rate for processing payments from your patrons. Again, this is . The Premium plan has a limited number of openings at this time. Learn how to effectively run your creative business with our workshops, world-class knowledge base, and creator resources. Whats less apparent is the intricate work behind the scenes. The G2 integration platform has received the highest level of rating. Whether youre a creator or a business, Stripe is a great way to collect payments online. Create on Patreon. Patreon is an American membership platform. Here are a couple things that make uncovering fraudulent activity on Patreon challenging for our teams: Fake names: People use fake names on the internet for safety reasons (plus, showing your personality with a quirky name is fun). Without a patron's information, we can't kick off the payment cycle. Payments will appear on your balance for 7 business days while Sofort processes the debit. Hundreds of thousands of video creators, podcasters, musicians, writers, gamers, and more are achieving creative and financial freedom doing what they love on Patreon. It has a number of valuable features and payment processing options that make it an extremely valuable tool. While fraud prevention is an important job, its not an easy one. Privacy Policy. Build a space purely for your most passionate fans, where you can connect beyond just likes and shares. BOOM! After attempting to make a payment, the order was not processed. Below, you'll find our current offerings and a summary of how each works: First, youre helping Patreon be a safer place for everyone. See how creators and their communities are using Patreon to take back creative control. I'm clicking on "Pay with PayPal" because I want to pay with PayPal. There are some services that will not work in your country, and you may have heard that you can obtain a payout by using a credit or debit card instead of a bank. Become a patron. Below, you'll find our current offerings and a summary of how each works: Patrons can add their credit cards to their account or during checkout. Fraudulent individuals also use fake names. No ETA that we can share. Then, whether the request for funds was approved or denied, the whole cycle repeats in reverse order. I want to become a patreon but I don't have a debit or credit. I have a prepaid card and linked it to PayPal and set that as my payment method. If you want to pay your creator in a different way, we have the solution for you. I used a prepaid card on PayPal beforehand, and I know you have to use them in checkout. Todays fraudsters are more sophisticated than ever before theyre constantly finding new ways to mask their fraudulent activity, which makes detecting and dealing with credit card fraud tricky. Here is the type of creator who will get the most out of Premium: Full time creator, earning or expects to earn $5000 a month or more on Patreon. We would much rather review that pledge before you pay it out. The Payment Cycle contains multiple players and steps, and is set into motion with each and every new transaction. Here is what Patreon have to say about this: As a part of PayPal requirements for recurring subscriptions, your PayPal account will need to have an instant funding source (such as a credit card) attached to the account. I have plenty of funds in my account, so why can't I pay with PayPal? What do I do? Go to your local Walmart, TARGET, Best Buy, or grocery store, go to the gift card area near the check out line, choose either Visa or Mastercard, Put maybe $20 to start, have it activated, take home, read and register the card (they don't need anything to personal), then go to card information and treat card as you would a bank card. If they do not have this, then you will not be able to utilize PayPal as a funding method on Patreon. There isn't currently a way to gift patronage (paying for a subscription for someone else) or give access to certain individuals without payment/for free. In our quest to keep up with fraudsters, we implement rules to catch trends and anomalies, which can help our teams find and deal with fraudulent activity more quickly and efficiently. Step 3: As part of the charging process, Patreon accesses a global Payments Gateway, finding the best possible . Our payment options are PayPal, Apple Pay, Venmo, and the following cards: Visa. Patrons can use Sofort if their memberships are processed in Euros and their account is registered in one of the following countries: Patrons paying in US dollars can choose Apple Pay from an authorized device when they first join your page or if they edit their membership. Attempts to initiate payments using these methods will be declined. As a result of the new regulations implemented by the India Reserve Bank (RBI), recurring payments across the subcontinent have decreased. Prepaid cards might work for the first month, but Patreon doesn't actually accept them as a valid payment method in the long term. They are now part of that creators inner circle, and can access the benefits included in their chosen tier. A totally unofficial Patreon subreddit, for questions about using Patreon only. Unfortunately, bad actors with stolen credit cards will often test out the cards they purchased on the dark web on unsuspecting creators. Unlock The Convenience Of Paying For PlayStation With Venmo. Patreon charges the patrons credit or debit card (which is kept on file in a secure vault) the amount theyve pledged to the creator. Patreon partners closely with each of these players to ensure we are optimizing for successful payments. Greenlight won't provide a full list. If a hold is placed on a creator page, it doesnt necessarily mean we think they did something wrong. Step 2: Its the first day of the following month, and monthly payment processing begins. Depending on your device and location, we accept payments via PayPal, Apple Pay, Venmo, and the following cards: Visa Master Card Discover JCB Diners Club 3DS Do you accept prepaid cards? We created a drag and drop interface that is simple to use and keeps non-technical users in mind. The Stripe Connect (https://stripe.com/connect) which is intended for marketplaces such as Patreon and allows users to take and receive payments is probably the companys preferred payment system if it is used by Patreon. Archived post. They don't work for Patreon for example my son wanted to donate there. Down the line,we hope to provide even more options for patrons to pay creators on Patreon. This is a form of crowdfunding and in this video, I'll share with you how the. Try selecting PayPal balance in your wallet as the preferred method, then attempt your transaction again and see if it pays with your balance. Cookie Notice That means that, if your creator account is being supported by a stolen credit card, the number you see in your Patreon balance will look bigger than it actually is (which can become quite a shock when its time for you to pay out). Your creators balance will be credited with the funds after you have deposited them. It is 5 percent + a flat rate of $0.10. In the coming months, well be sharing even more about Payments at Patreon, and digging deeper into what our Payments team is doing to ensure successful payment cycles. Step 1: A patron joins a creators membership program; they give their credit or debit card information to Patreon and commit to pledge at their preferred tier. The platform allows patrons to make donations in a variety of ways to support small-scale content creators and artists. It just means that we noticed something that seemed out of the ordinary associated with that account, and were looking into it. This content may be old or outdated. (Creators). The patron can log in to their PayPal account or contact PayPal support to resolve. They can then retry their payment on Patreon. With Apple Pay, the patron asks Apple Pay to process payment with the wallet funding source they select. The Integrationally platform is designed for non-techies that want to integrate with one click. We do not currently accept prepaid, or gift cards for membership. Patreon also charges its users a commission of 9 to 12% of their monthly income, as well as a payment processing fee. The process is quick and easy, and you can be up and running in no time. The card is good through the "Card Expires" date on the front of . Sofort Direct Debit is an easy and trusted local payment method for many EU patrons using the Desktop, Mobile web, and Android app versions of Patreon. April 7 at 7:00 AM. If, after this review process, were still unsure about your creator account, we will reach out to ask you for more information. The Payments Cycle happens for every single pledge, every single month. By browsing this website, you consent to the use of cookies. If funds are not available on the card or the card has expired, the patron's payment will decline until they add a new payment method. Privacy Policy. Switch to electronic payments. Fraudsters often try to use stolen credit cards to steal creators' money, content, or sometimes both. Pay yourself whenever you want, or receive monthly auto payouts from your creator balance via direct deposit, PayPal, or Payoneer. You can link a credit card during the Patreon checkout process. Sign up for a free account and make a donation to your creators Patreon account. Share what you make directly with your biggest fans, build a dedicated community, and get paid the way you want to. As a result, you do not have to perform any duties. I have a prepaid card and linked it to PayPal and set that as my payment method. But you can't specify a prepaid debit card or gift card as the underlying Patreon funding source, even if they fund the digital wallet. If you think were taking too long, please feel free to contact to us at guidelines@patreon.com. Patreon Help Center Getting Paid Getting Paid What are my patrons' payment options? By browsing this website, you consent to the use of cookies. Today were discussing the most commonly used practice, the monthly option, but to learn about each payment model, please see this article. In comparison to Zapier, integrately costs approximately 18x to 33x less. Here are two scenarios to let Patreon know about: Large pledges from new patrons: If you receive a large pledge from a patron you have never heard from before, let us know. For safety and security reasons, the Card Networks cant just free up the funds; they do this extra step to protect against fraud and insufficient fund issues. If your patrons have a PayPal account, they can add it to Patreon to pay you for membership. This is true for Patreon payments, and all online businesses and services. 2 Payment processing fees cover the cost of all the things we do behind the scenes to collect payments from your patrons securely and reliably. The Premium plan has a limited number of openings at this time. Since we are a prepaid debit card, we have also had families experience some trouble when attempting to use our cards to pay bills. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. We do our best to ensure all non-fraudulent charges go through securely and efficiently, and we are actively improving systems all the time. We are always working on these rules to keep them effective (and to remove the ones that just arent working out). We dont want creators to get bogged down chasing declined payments, so we manage customer service around transactions and chargeback disputes on their behalf. This can help mask your surprise purchase by hiding the retailer you purchased from. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. A prepaid card is a card you can use to pay for things.